Finance Options for Your Job
Don't let upfront cost delay the electrical or air conditioning work your home needs. We offer Brighte and Zip payment plans — so you can get the job done now and pay over time.
Our Finance Partners
We offer two flexible payment options — Brighte for larger installations and Zip Pay for smaller jobs. Ask us which is right for your job when you book.
Australia's #1 home improvement finance platform
$60k
Max loan
0%
Interest available
Fortnightly
Repayments
How Brighte Works
- ✓Apply online in minutes — approval often within minutes
- ✓0% interest payment plan available on eligible jobs
- ✓Loan amounts from a few hundred up to $60,000
- ✓Simple fortnightly repayments — no balloon payment
- ✓Green Loan and Personal Loan options also available
- ✓Accredited home improvement finance — solar, EV, AC & more
Eligible Jobs (with Brighte)
Finance provided by Brighte Capital Pty Ltd (ABN 74 609 165 906), Australian Credit Licence 508217. Fees, terms and conditions apply. Approval subject to eligibility assessment.
Interest-free credit — for everyday & home services
$1,000
Credit limit
0%
Interest always
$10/wk
Min repayment
How Zip Pay Works
- ✓Apply in under 4 minutes — instant approval decision
- ✓Credit limit $350–$1,000 (eligible for increases after 6 months)
- ✓Always 0% interest on all purchases
- ✓Flexible repayments — weekly, fortnightly or monthly
- ✓Minimum repayment from just $10 per week
- ✓$9.95/month account fee — waived if balance paid in full by due date
Eligible Jobs (with Zip Pay)
Zip Pay is provided by Zip Co Limited (ABN 99 604 116 694). $9.95/month account fee applies (waived if balance paid in full). $7.50 late fee applies if minimum payment is missed. Subject to approval and credit assessment.
Which option is right for your job?
Brighte is better suited to larger jobs — EV charger installs, ducted air con, switchboard upgrades — where you need a higher limit and longer repayment terms. Zip Pay works well for smaller jobs like ceiling fans, safety switches or smoke alarms where you want to spread the cost over a few weeks without any interest. Ask us when you book and we'll recommend the right option.
How It Works
Get Your Quote
Book a site visit or call us for a quote. We'll give you the full, fixed price for your job before any work starts.
Ask About Finance
Let us know you'd like to pay via a payment plan. We'll walk you through Brighte and Zip options available for your job.
Apply Quickly
Finance applications are straightforward — Brighte approvals often come through within minutes. You'll need proof of income and ID.
We Complete the Job
Once approved, we schedule and complete the work as normal. You pay the finance provider in manageable instalments.
Finance Terms Summary
- • Finance is provided by third-party lenders (Brighte or Zip) — not Amino Electrical & Air directly.
- • Approval is subject to the lender's eligibility criteria, including income and credit assessment.
- • Brighte: 0% interest payment plans available — standard interest rates may apply on other Brighte products. Fees apply.
- • Zip Pay: $9.95/month account fee (waived if balance paid in full by due date). Always 0% interest.
- • Minimum job amount may apply — ask us when booking to confirm your job qualifies.
- • Commercial finance enquiries — contact us to discuss options available for business jobs.
Finance Enquiry
Want to know if your job qualifies for Brighte or Zip Pay? Fill in the form and we'll call you back. No obligation — just let us know what you're after.